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Construction Loan

Construction loan support from Kartik Enterprises

Planning to construct your dream home or commercial property but facing a financial hurdle?
Kartik Enterprises offers Construction Loans in Bhosari, Pune, with quick disbursal, expert guidance, and complete assistance at every stage of construction β€” from foundation to finish.

What is a Construction Loan?

A Construction Loan is a type of home loan designed specifically to fund the construction of a property on a plot you own. The loan amount is disbursed in phases depending on the stage of construction, unlike a regular home loan where the full amount is given upfront.

Why Choose Kartik Enterprises?

  • Quick & Transparent Loan Process
  • Assistance with property valuation and legal check
  • Loans from top banks & NBFCs
  • Minimal documentation
  • Personalized support for each project

Features & Benefits

  • Loan up to 85% of construction cost
  • Flexible disbursement based on construction stages
  • Low interest rates starting from 8.5%
  • Tenure up to 20 years
  • EMI begins only after the first disbursement
  • Tax benefits under Section 80C & 24

Who Can Apply?

  • Salaried individuals
  • Self-employed professionals/businessmen
  • Owners of a residential or commercial plot
  • Joint applicants (family members)

Documents Required

  • Plot ownership documents
  • Approved building plan
  • Cost estimate of construction
  • Aadhaar Card, PAN Card
  • Bank statements (last 6 months)
  • Income proof (salary slips / ITRs)
  • Passport-size photographs

Local Areas We Serve

We proudly offer our financial services across Pune and nearby cities within a 50 km radius. Our coverage includes:Bhosari,Pimpri-Chinchwad,Hinjewadi,Chakan,Akurdi,Nigdi,Wakad,Vishrantwadi,Kasarwadi,Talegaon,Alandi,Moshi,Khed,And other surrounding areas near Pune
Whether you're located in an urban hub or a developing zone, Kartik Enterprises ensures doorstep service, fast approvals, and personalized support.

FAQs

Yes, construction loans are given only on self-owned plots.

You may apply for a top-up based on eligibility and property valuation.

Only if you apply immediately after purchase. Otherwise, the loan is for construction only.


In multiple stages – foundation, plinth, slab, roof, etc., as verified by the bank.


Yes, we offer loans for residential and approved commercial constructions.


Build your dream with Kartik Enterprises construction loans.

A construction loan is not just about money β€” it’s about building your vision. At Kartik Enterprises, we help make that vision a reality with construction loans in Bhosari, Pune, backed by expert guidance, faster approvals, and customer-first service.

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