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Business Loan

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Business Loan

Powering business growth locally.

Looking to expand your business? Need working capital or finance for inventory, machinery, or cash flow?

Kartik Enterprises offers reliable Business Loans in Bhosari, Pune, tailored for MSMEs, startups, and growing enterprises. Our local expertise means faster approvals and better financial advice.

Why Choose Business Loan from Kartik Enterprises?

  • Swift loan processing (within 48–72 hours)
  • Minimal documentation
  • Customized loan solutions
  • Help with selecting right loan type
  • Direct access to NBFCs and bank tie-ups
  • Local presence in Bhosari & Pune

Types of Business Loans We Offer

  • Working Capital Loans – Fund daily operations efficiently
  • Term Loans – For asset purchase, expansion, renovation
  • MSME Loans under CGTMSE – Collateral-free business finance
  • Equipment Finance – Purchase machinery or technology assets
  • Invoice/Receivables Financing – Easier cash flow from pending invoices
  • Business Line of Credit – Flexible funds as and when needed

Key Benefits & Loan Features

  • Loan amounts from ₹1 lakh to ₹50 lakh
  • Competitive interest rates starting at 10.5%
  • Flexible repayment up to 5 years
  • Option for part-payment and top-up
  • Customized EMI plans based on business cycles

 Eligibility Criteria

  • Indian business/sole proprietor/partnership/company
  • Operational for at least 1 year (6 months for MSME under CGTMSE)
  • Minimum annual turnover: ₹10 lakh
  • Active bank statements and valid KYC

Documents Required

  • PAN Card 
  • Aadhaar Card
  • Business Registration (GST, MSME, etc.)
  • Sales & Profit-Loss Statement / ITR
  • Bank statements (last 6 months)
  • Proof of ownership or business premises
  • Passport-size photographs

 Our Service Areas

  • We proudly offer our financial services across Pune and nearby cities.
  • Our coverage includes:Bhosari,Pimpri-Chinchwad,Hinjewadi,Chakan,Akurdi,Nigdi, Wakad,Vishrantwadi, Kasarwadi,Talegaon,Alandi,Moshi,Khed,And other surrounding areas near Pune
  • Whether you're located in an urban hub or a developing zone, Kartik Enterprises ensures doorstep service, fast approvals, and personalized support.

FAQs

 A: Yes, under MSME loans via CGTMSE—subject to conditions.

 A: It usually takes 2–3 working days once documents are complete.

 A: Yes—especially MSMEs with valid registration and operational history.

A: Based on turnover, profit margins, creditworthiness, and business plan.

 A: Yes—most lenders support prepayment depending on policy.

Empower your business growth with Kartik Enterprises loans.

With the right capital, your business can scale new heights. At Kartik Enterprises, we simplify the process, guide you through every step, and help secure the right business loan in Bhosari, Pune with clarity and pace.

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